OK this is my second year getting my Fotki account paid for free. Fotki offers these trial runs. You fill out a trial and if you complete it well you get the service for a year.
I completed the Freecreditreport trial for 7 days again this year and once again I will have a free account until 2011. All you simply do is sign up through the site linked in fotki and follow the instructions
* I'm going to search to see if new Fotki members can take advantage of this but I know for current Fotkis this option because available a month out from your subscription ending, I will update this link when I find out of first time users can take advantage as well